Loan Rates
Loan Rates effective March 17, 2025 - April 30, 2025
We have 'EGG-STRA' SPECIAL Rates on new and used autos to give you lower payments and less cost. We'll even pay off your elsewhere financed auto loan. Find the prize egg in our Easter basket and you could get a reduction in your qualified loan rate for the duration of the loan. Contact a loan officer for more details.New and Used Autos (2015-2025) |
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| 36 - Months | as low as 4.75% APR |
| 48 - Months | as low as 5.00% APR |
| 60 - Months | as low as 5.25% APR |
| 72 - Months | as low as 5.75% APR |
| *84 - Months | as low as 6.50% APR |
Contact us to refinance your currently elsewhere financed auto loan.
All rates quoted as Annual Percentage Rates and subject to change without notice.
* 84 - Months financing for loan amounts $40,000.00 and up.
Motorcycles and ATVs |
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|---|---|
| 36 - Months | as low as 5.75% APR |
| 48 - Months | as low as 6.00% APR |
| 60 - Months | as low as 6.25% APR |
Other Loans |
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|---|---|
| Open-End Signature Loans | as low as 10.40% APR |
| Closed-End 'Get Away' Loans | as low as 7.40% APR |
| Boat, RV, and Trailer Loans | as low as 6.25% APR |
| Home Equity Line of Credit | call for current rate |
| Share Secured Loans | 3.00% above share dividend rate |
| VISA Credit Cards | as low as 8.90% APR / no annual fee |
Log into your USA FCU home banking account to submit an electronic application or download an application to submit via fax or e-mail.
Download Loan Application here
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